Fee Schedule
Effective as of
| Miscellaneous Account Fees | |
|---|---|
| Return Deposit Item (when member is both payor and payee) | $26.00 |
| Missing Address (per quarter) | $5.00 |
| Account Reconciliation (per hr., min. 1 hr.) | $15.00 |
| Wire Transfer – Outgoing | $25.00 |
| Wire Transfer – Incoming | $20.00 |
| Wire Transfer – Outgoing for Seniority Checking | $15.00 |
| Wire Transfer – Incoming for Seniority Checking | $10.00 |
| Cashier Check for 3rd Party | $5.00 |
| Account Research (per hr., min 1 hr) | $20.00 |
| Statement Copy / Account Activity Printout | $1.00 |
| New Membership | $1.00 |
| Check Mailed – 1 free per quarter (with PAT, never a charge) | $2.00 |
| Return ACH Item | $26.00 |
| Paper Statement Fee | $1.50 |
| Share Account Fees | |
|---|---|
| Excessive Share Withdrawal | $2.00 |
| Dormant Account (Per month, no activity for 12 months) | $5.00 |
| Early Closure Fee (90 days) | $25.00 |
| Escheat Notice | $2.00 |
| Check Cashing (Single service user, bal. under $500.00) | $5.00 |
| Balance Below Minimum (Per month on primary shares below $25.00) | $5.00 |
| Share Draft Account Fees | |
|---|---|
| NSF | $26.00 |
| Stop Payment – Personal Check | $20.00 |
| Personal Check Orders | varies |
| Draft Copy – 2 Free per quarter (Free Online) | $3.00 |
| Overdraft Trans. (After 3rd trans. per mo.) | $5.00 |
| Stop Payment Renewal (Every 6 Months) | $5.00 |
| Counter Checks (4 temporary checks per page) | $5.00 |
| Courtesy Pay Fee (Overdraft per item) | $26.00 |
| Special Handling of 3rd party check printing exception | $5.00 |
| EFT Fees | |
|---|---|
| Replace ATM/Debit Card and Pin | $15.00 |
| ATM Withdrawal (No charge for Co-Op or MFCU ATM’S | $0.50 |
| ATM Empty Envelope Depository Fee | $25.00 |
| Priority Ship Debit Card | $60.00 |
| Other Fees | |
|---|---|
| Legal Process | $35.00 |
| Charge for Express Mail (Plus actual cost) | $20.00 |
| Saturday Express Mail (Plus actual cost) | $30.00 |
| Levy or Garnishment | $30.00 |
| Demand Letter – Mortgage | $200.00 |
| Loan Extension Fee (Deferment) | $35.00 |
| Rolled Coin Fee | 5% of total amount |
| Check by Phone (Payments) | $7.00 |
| Cash Advance Fee (Non-member) | $20.00 |
| International Collection Item | 35.00 |
| Foreign ATM use at our MFCU ATM (No fee for cards with Co-Op symbol) | $1.50 |
| Non-Member Check Cashing Fee | $5.00 |
